Mechanical Plan
We strive for excellence in everything we do.
With a Mechanical Plan from Xillo, you can rest easy knowing that unexpected mechanical breakdowns or electrical failures are covered, keeping your car running smoothly and prolonging its life. Our range of Mechanical Plan options offer peace of mind and financial assistance beyond your original manufacturer’s warranty.
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What is the difference between a Service Plan and a Maintenance Plan?
A Service Plan pays for specified aspects of the recommended services of your car by an approved facility for a specific term or kilometres travelled, whichever comes first, (in the Republic of South Africa). Filters, spark plugs and lubricants are normally covered by our Service Plan product partners and their car servicing providers. A Car Maintenance Plan pays for everything included in the Service Plan, plus the replacement, maintenance or repair of specific wear-and-tear parts, when necessary.
Frequently asked questions.
At Xillo, we go above and beyond to ensure customer satisfaction by offering personalized service and tailored solutions for our clients’ unique needs. We strive to exceed expectations and build lasting relationships.
The management of Xillo funds is undertaken by


Xillo secures its funds through a combination of financial management practices. Xillo has a financial management team that closely monitors and controls its financial transactions, ensuring the security of its funds. Additionally, Xillo’s managed funds are insured by the Security Investor Protection Corporation (SIPC). In the unlikely event their brokerage firm fails — the Securities Investor Protection Corporation (SIPC) will insure customers with up to $500K in securities and cash. (As a comparison, the FDIC protects customers up to $250K.)
Xillo’s Vehicle Maintenance Plan is a comprehensive maintenance contract that covers regular vehicle services and repairs for a specified period of time.
The plan includes regular services such as oil changes, brake inspections, and oil filter replacements. It also covers repairs for specified parts, such as the engine and transmission.
The length of the plan can vary, but it has a minimum period of 12 months.
Yes, the plan is transferable to a new owner if the vehicle is sold during the coverage period. The new owner has to just agree to taking over the payments.
The plan provides peace of mind by covering regular vehicle services and repairs, reducing the risk of unexpected expenses. It also helps to maintain the value and longevity of the vehicle. Additionally, the plan includes 24/7 roadside assistance, preferential rates on a rental car and more.